Just the right time for gold spangles, the new financial year. Hopefully, it'll be much, much better than the last one, though we're not quite celebrating yet. But why not cheer things up with this splendid little necklace that's simply an x-phul chain with graduated chhela-hollow and polished-plain spangles decorating the front in a measured cascade.These small delights in hallmarked 22K gold, all hand made, are quite the defining jewels of The Gold Factory.